Loan Programs Discover a range of flexible loan options designed to fit your needs. Whether you’re buying a home, starting a business, or managing personal goals, our tailored programs make financing simple, transparent, and stress-free. SBA Loans An SBA loan is a government-backed, low interest loan with very favorable terms. Equipment Financing Can be used for the purchase or lease of equipment and the equipment itself acts as collateral for the loan. Business Line of Credit Gets you funding almost instantly, you draw only the funds you need from your approval limit and only pay interest on what you draw. Term Loans A lump sum of cash to be repaid plus interest over a predetermined period of time. Invoice Factoring A type of accounts receivable financing where a company sells their unpaid invoices in return for an immediate cash advance. Merchant Cash Advance Give you access to quick cash, require little or no collateral, and are easy to qualify for even if you have limited credit. DSCR Loans DSCR Loans leverage property income to qualify, not personal income.